Investor tools
Run the numbers before you run the deal
Seven educational calculators built around how investment-property loans are actually evaluated; coverage ratios, cash flow, payment math, and proceeds. Every rate field is yours to test: nothing here is a quote or an approval.
DSCR Calculator
Estimate your property's debt service coverage ratio.
Open calculatorRental Cash-Flow Calculator
Estimate monthly cash flow after expenses and reserves.
Open calculatorMaximum Loan Estimate Calculator
Estimate the loan size a property's rent may support.
Open calculatorCash-Out Proceeds Calculator
Estimate net proceeds from a cash-out refinance.
Open calculatorInterest-Only Payment Calculator
Compute an interest-only monthly payment at a rate you enter.
Open calculatorPrincipal & Interest Payment Calculator
Compute an amortizing monthly payment at a rate you enter.
Open calculatorBreak-Even Rent Calculator
Find the rent needed to reach a target DSCR.
Open calculatorHow to use these tools
These calculators mirror the math behind investor-focused lending: DSCR programs qualify the property on its rent rather than your personal tax returns, so the relationship between rent and the full monthly payment drives most decisions. Start with the DSCR calculator, then use the cash-flow and break-even tools to pressure-test the deal from different angles.
Wherever you see an interest rate field, it starts empty on purpose; enter any rate you want to test. Assumption fields are pre-filled with editable working figures, not program terms. Results are estimates for education only; actual qualification is determined by full underwriting, and guidelines vary by scenario.
Ready to see how a real scenario shapes up? Every calculator can hand your numbers straight to our team; or describe the whole deal and get a preliminary read first.